Once the refund has been initiated, the amount is expected to reflect in your account as per the following timelines: 1. Netmeds Wallet Same day 2. NEFT 1-3 working days from the date of refund initiation 3. Online refund 7-10 working days from the date of refund initiation 4. PhonePe and other wallets 48 hours from the date of refund initiation Please note that this timeline depends on your banking partner as well.